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Payment Options

Beltrami Electric Cooperative offers many ways to pay your bill with numerous methods of payment accepted.  We provide as many billing and payment options as possible, so you can use what is the most convenient and works the best for your lifestyle! 

These options include:

  • AutoPay/Recurring Payments - Sign up for recurring payments through SmartHub using your bank account or a credit card. Simply sign-in or register for SmartHub to get started. Once you login to SmartHub, choose Auto Pay Program under the Billing & Payments tab.  After adding an account, the total bill amount will be withdrawn from your payment method on the billing due date each month. 

    **You can also sign up for recurring payments when making a payment through our Pay-By-Phone/Secure Pay today!!

    Click on these links to sign up for AutoPay through SmartHub now!  You can also access the SmartHub app via your mobile device too! Simply download it from the Apple Store or Google Play.

    • AutoPay via bank account or via credit card  (We accept Visa®, Mastercard® or Discover®)   In order to further protect our member's payment information, please use this secure login to SmartHub to sign up for AutoPay. 



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  • Pay Online - (Powered by SmartHub)  Log in to view your bill electronically through the SmartHub site or mobile app.  You may also authorize payment from your checking account or credit/debit card.  To use SmartHub from your smartphone, tablet or mobile device, please visit your specific app store and search for the "SmartHub" app. To learn more about SmartHub, click here.

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  • Pay by Phone/Secure Pay -  To make a payment (24 hours a day/7 days a week) over the phone through our secure, automated system, please call 855.356.6345. In order to keep your account secure, employees are not able to accept payments due to PCI regulations. **Please have your account number available when calling our automated system.

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  • Online Banking - Convenient monthly payment options are offered through many financial institutions. Check with your bank to set one up.

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  • Pay Now - (Powered by Smarthub)   Do you want to make a quick, one-time payment without logging into your SmartHub account?  All you need is an account number and the first five letters of the primary member's last name.  If you choose to allow another person to make a payment on your account by this method, please be advised they will be able to see your current or past due balance, but no other account information.

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  • MoneyGram - Pay your bill with cash at Lueken's Village Foods(North & South), Teals Market in Cass Lake, Walmart, CVS pharmacy and other select locations for a small fee. Find a location at You will need to bring the following with you:  Receive Code: 15088, Cash to pay your bill and fee of $1.50, your Beltrami Electric account number.

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  • Pay by Mail - If you wish to pay your Beltrami Electric bill by mail, please send a check or money order (DO NOT SEND CASH!) using the envelope provided with your monthly statement to:  Beltrami Electric Cooperative, PO Box 488, Bemidji, MN 56619-0488.
    Please allow additional mail time for payment to be received by due date.  Payments must be received in our office by the due date to avoid a late fee.  (*All payments are processed the day they are received.)
    Write your account number on the check/money order. 

  • Drop Box - Use one of our two payment drop boxes conveniently located at our building at 4111 Technology Dr. NW in Bemidji.  One box, located on the south-side of our parking lot is accessible 24/7.  The other drop box in located inside the entryway of the building ans is available Monday-Friday, 8:00 am - 4:30 pm.

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  • Pay In Person - Visit our office located at 4111 Technology Dr. NW in Bemidji during normal business hours, Monday-Friday, 8:00 am - 4:30 pm to pay your bill in person with one of our friendly cashiers. 

  • Need help paying your electric bill? Click here for more information


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