With SmartHub, you may pay your bill online using a bank account or credit card.  There is no charge when using your bank account or credit card.  You can either utilize the application to make a one-time payment or set-up a recurring payment.  You can also access more detailed account information and view your billing history.

Login to SmartHub

PayNow - do you want to make a quick one-time payment without logging into your SmartHub account?  Click on the link below.

Make a One-Time Payment

Call (855) 356-6345 to make a payment 24 hours a day with a major credit card (Mastercard, Visa, Discover or American Express) or by providing your checking or savings account information.  There is no charge when using your credit card or checking or savings account information.  Our secure pay-by-phone system also allows you to check your account balance and enroll in auto-pay.  Please have your account number available when calling our automated system.

Note: Payment Card Industry (PCI) regulations designed to protect consumers financial information prohibit Beltrami Electric employees from taking payments over the telephone. All calls made to our office to make a payment will be transferred to our automated, secure payment line.

If you pay your bill by mail, due to extended mail delivery times we recommend mailing your payment at least SEVEN (7) business days before your due date to ensure your payment is posted by the due date. (All payments are processed the day they are received).

Payments by mail should include the account number, be sent in the envelope provided, and be sent to:

Beltrami Electric Cooperative
PO Box 488, Bemidji, MN 56619-0488

You can make payments at the Cooperative's headquarters located at 4111 Technology Dr. N.W. in Bemidji, Monday through Friday, 8:00 a.m. to 4:30 p.m.

Use one of our two payment drop boxes located at our headquarters.  The first payment drop box is located on the south-side of our parking lot, near the flag pole and is accessible 24/7.  A second drop box is available during business hours in the entryway of our building.  Payments placed in the drop boxes will be posted by the end of the next business day.

With MoneyGram, you can pay your bill with cash. Locally, MoneyGram is available at Lueken's Village Foods (North & South), Teals Market (Cass Lake), Walmart, and CVS Pharmacy.  You will need the following information: Receive Code 15088, your Beltrami Electric account number, cash to pay your bill and transaction fee of $1.50.

Find a MoneyGram Location

The Energy Assistance Program (EAP) helps pay for home heating costs as well as furnace repairs for income-qualified households.  Apply directly with the EAP provider for your county or tribe.

Services may include:

• Payment of energy bills

• Help with utility disconnections or fuel deliveries.

• Education on efficient and safe use of energy.

• Advocacy with energy suppliers and human service providers.

• Repair or replacement of homeowners' broken heating systems.

Learn More

Find Your EAP Provider

Convenient monthly payment options are offered through many financial institutions, but please keep in mind that most online bill payments can take up to five (5) days to process.  Check with your financial institution to learn more.