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Beltrami Electric Cooperative is paying more than $1 million in capital credits to members!

The electricity that powers your day not only keeps the lights on, but it also puts money back in your pocket. That’s a unique benefit of being part of Beltrami Electric Cooperative, where your membership actually makes you a member-owner. And this year your cooperative board of directors has authorized returning over $1 million to members like you through a program called Capital Credits.

Capital Credits - Here’s the Scoop!

As a member-owner of a not-for-profit electric cooperative, you receive capital credits. Each year, based on your energy use, margins are allocated to you, accumulating over time until they are "retired" and refunded, returning a share of the co-op’s success to you. While retirement isn’t guaranteed every year, capital credits make your energy use a double win—powering your home and adding value to your membership. It's power you can count on and returns you can feel good about.

Benefits of Membership

Refund amounts vary and are based on your length of members and the amount of energy purchased. If you were a member between 1998 and 2023, look for a credit applied to your electric bill under Account Detail.

Powerful Returns

This year’s $1 million retirement is one way your co-op balances providing affordable, reliable electricity with rewarding your support. Since 1984, more than $33 million in capital credits have been returned to co-op members.

Learn more about Capital Credits.